Aditya Birla Capital 3.1.2

Are you tired of managing multiple apps to handle your Insurance policies, Investments, and Loans on your phone? It's time to consider the Aditya Birla Capital App. This app allows you to conveniently access all your Protecting, Investing, and Financing solutions in one place. Simply create a One ID Account and link your various ABC products to get started.

• Get an overview of all your products
• Raise new requests and track old ones
• Pay your Insurance Premium
• Check the performance of your funds
• File an Insurance Claim
• Track your Loan Application
• Buy a new Insurance Policy
• Start a new SIP
• Apply for a new Loan
• Access your Advisor's details instantly
• Download your important documents
• And much more...

As an ABC Customer, you'll also receive pre-approved offers from us on Life Insurance, Health Insurance, and Loans. If you ever need assistance, our Agents are available to guide you through ABC Assist within the app.

All you need to do is download the Aditya Birla Capital App and managing your money will become as simple as A B C.

Regarding Personal Loans, please see the following information:

• Minimum and maximum repayment period: The total loan tenure can range from 12 months to 84 months. However, customers have the option to pre-pay the entire loan anytime they want.
• Maximum Annual Percentage Rate (APR): The rate depends on various factors, such as the type of customers, and can vary from 10.99% p.a. to 29% p.a.
• Representative example of the total cost of the loan: Please refer to the following details:

ABFL DLOD loan structure:

• Loan Amount: ₹10,00,000
• Rate of Interest (ROI): 15%
• Tenure: 36 months
• EMI: ₹34,665 to be paid for 36 months
• Processing Fees: 1.5% of the loan amount (₹15,000)
• Stamp Duty: Depends on the state (ranges from ₹200 to 0.2% of the loan amount)
• AMC: 0.25% of Dropline Balance, i.e., Principal Outstanding as per repayment schedule generated at the time of loan disbursement. It will be charged on the anniversary of the loan.

Total charges include GST & Insurance coverage.

Repayment Schedule:

1. Month: EMI ₹34,665 | Interest (part of EMI amount) ₹12,500 | Closing Balance ₹9,77,835
2. Month: EMI ₹34,665 | Interest (part of EMI amount) ₹12,223 | Closing Balance ₹9,55,392
... (continue with remaining months)

If you have any questions or need assistance, you can reach our toll-free number within India at 1800 270 7000.